Comprehensive health plans feature expanded plan choices, enhanced rewards, virtual care solutions, and personalized support for employers and their employees
Independence Blue Cross (IBX) recently announced its 2027 commercial health plan portfolios for large (51+ employees) and small (2–50 employees) employers headquartered in southeastern Pennsylvania. The portfolios include medical, pharmacy, specialty, behavioral health, virtual care, and wellness benefits designed to help businesses manage costs while supporting the health and well-being of employees and their families.
“As employers navigate rising health care costs and evolving workforce needs, they rely on IBX for innovative solutions that improve affordability, access, and whole-person health. Our 2027 portfolios offer more choice, expanded access to care, and personalized support to help businesses attract and retain talent while empowering employees to take charge of their health,” said Chris Fanning, Executive Vice President and Chief Commercial Officer at Independence Blue Cross.
IBX has a long history of offering strong provider networks, high-quality care, and innovative programs that help members navigate their health care journey with confidence.
For 2027, new IBX large and small group offerings include:
- A redesigned Healthy Lifestyles Rewards program that gives members more ways to improve their health while earning financial rewards. This includes increased incentives for completing fitness and weight management activities, a more personalized health assessment experience that connects members to relevant health benefits and support resources, greater flexibility in how rewards can be used, and an improved member experience.
- More affordable virtual care options for members enrolled in HSA-qualified high-deductible health plans (QHDHP). Members can now access general medical, behavioral health and dermatology virtual care services through Teladoc at $0 cost-share without first meeting their QHDHP’s deductible, making it easier to access convenient, high-quality care.
- Expanded specialty pharmacy support through Free Market Health, providing personalized guidance and simplifying access to specialty medications.
IBX large group clients will also benefit from:
- Eight new EPO health plan options. The new suite of plans gives customers more affordable, balanced plan choices with referral-free, nationwide access to providers, with some options offering integrated prescription drug benefits. These plans were added to give employers more cost-conscious options while preserving the broad access members expect from IBX.
-
- EPO $1,500/$20 – $40/100%
-
- EPO $2,500/$30 – $60/100%
-
- EPO $3,000/$30 – $60/100%
-
- EPO HSA $3,000/$30 – $60/$500 with Integrated Rx
-
- EPO HSA $4,000/$40 – $70/$250 with Integrated Rx
-
- EPO HSA $5,000/$40 – $70/$250 with Integrated Rx
- Expanded access to virtual primary care through the addition of Teladoc Virtual Primary Care to two new PPO plans, helping members access preventive care, manage chronic conditions, and receive care through a Teladoc provider when and where they need it.
-
- PPO $20 – $40/$250 & Virtual Primary Care
-
- PPO $2,500/$30 – $60/100% & Virtual Primary Care
- More opportunities to build value through bundled benefits, including IBX Dental, IBX Vision, and preferred partner specialty products, helping employers create more comprehensive benefits packages and a unified experience, with opportunities for discounted pricing when they bundle medical and specialty products.
IBX small employer benefits include:
- Two new EPO plan options that combine the flexibility of a PPO-style network with a more affordable price:
- EPO Platinum Preferred $30/$60/$400
- EPO Gold Secure $1,000/$30/$60/$400
These additions provide small businesses with more choices when selecting benefits that balance affordability, access, and employee satisfaction.
To learn more about IBX large group portfolio or IBX Blue Solutions portfolio for small employers, visit ibx.com or call 1-888-475-6206 (TTY: 711).
*Teladoc and Free Market Health are independent companies.
Media Contact:
Jennifer Ruiz
215-817-5705 (mobile)
Jennifer.Ruiz@ibx.com
